How is the progress of car mortgage and car loan?

Automobile mortgage is a loan obtained from a financial institution or an automobile consumption loan company with the borrower's or a third person's car or self-purchased car as collateral. At present, the main purpose of loans secured by automobiles is automobile consumption. Of course, cars depreciate rapidly, and traffic accidents are likely to affect the value of vehicles. There are relatively few ways for financial institutions to issue loans with cars as a single mortgage. )

The value of car mortgage

1. Get cash flow quickly, don't sell the car, so it will take a lot of time and cost to buy a car when the money comes back.

2. Avoid the embarrassment of borrowing money from relatives and friends, and avoid others knowing that you are short of funds.

I don't need a local hukou, as long as the car is my own, I can get a mortgage.

You don't need to make an appointment for a long time, as long as it is a regular and legal car, you can get a loan, and you don't need any deposit in the early stage. As long as it is a legal car and a qualified car, the company will put an end to cars with license plates and assembled cars. If necessary, investigate and inspect the car or hand it over to the public security organ for handling.

5. Flexible, you can return the car immediately after the funds are withdrawn, and you don't have to pay a fine.

6. Get immediate cash flow. It is the best choice for short-term investment and short-term turnover. Because this society needs a car, it has feelings after using it, wasting time and energy to sell it to get turnover.

7. The value of car mortgage without parking space is obvious. Take the "Easy Car Loan" launched by CreditEase as an example. In the "GPS mortgage loan service" of Easy Car Loan, the vehicle can continue to be used after the customer completes the mortgage formalities. 1) Free driving without stopping. 2) The procedure is simple, and it will be received on the same day. 3) Free choice of loan term and free and flexible repayment method. 4) The assessment amount is high. 5) No pre-loan fee is required.

Generally speaking, domestic banks do not provide automobile mortgage services, so it is generally necessary to find private professional credit institutions to apply for such services. For example, the "Easy Car Loan" service in car mortgage is a short-term microfinance service for small enterprises, individual merchants and entrepreneurs. 20 1 1, CreditEase Company launched the "Easy Car Loan" credit service, which has the advantages of high approval amount, flexible loan term, simple and fast procedures, no pre-loan fees, excellent service and thoughtful service.

"Cheap car loans" are divided into two forms of loans: parking and non-parking. Escort the car: give the car to Yixin, and Yixin will take care of it. CreditEase has a special parking lot for cars, which is watched by a special person 24 hours a day, and the cars are regularly ignited and warmed up. Don't mortgage the car: customers can choose to just put the formalities in CreditEase, and the car is still for their own use, and they need to apply for mortgage registration. The loan business is flexible and fast, and the amount can generally reach 70-80% of the assessed amount. Generally, the loan can be released on the same day when the formalities are complete. Mandatory provisions on vehicle mortgage loan: vehicles under personal name, vehicles with full payment and vehicles within the service period.