Next, Senior Sister introduced Founder Life Insurance of Peking University from the background and solvency of insurance companies. Before we start the analysis, we might as well take a look at this popular science article: What do insurance companies want to see?
1, the background of Bao Si
Peking University Founder Life Insurance Co., Ltd. (hereinafter referred to as Peking University Founder Life Insurance) is a Sino-foreign joint venture insurance institution jointly funded by Peking University Founder Group Co., Ltd., Meiji An Tian Life Insurance Mutual Association and Haier Group (Qingdao) Jinying Holdings Co., Ltd. under Haier Group.
Founder Life Insurance of Peking University was formally established on June 28th, 2002 +065438+, headquartered in Shanghai, providing all kinds of life insurance, health insurance and personal accident insurance products for the public. In 2022, Founder Life of Peking University won the 17th China Insurance Innovation Award ceremony? Trust insurance brand of the year? And then what? Annual life insurance product recommendation? .
In this way, the comprehensive strength of Peking University Founder Life Insurance is still good. If you want to know more about Peking University Founder Life Insurance, you can read this article: What about Peking University Founder Life Insurance? Is it reliable? Tell you in one article!
2. Solvency
Solvency is simply the ability of insurance companies to repay debts, so how do we see whether the solvency of insurance companies is qualified? Mainly depends on whether it can meet the three standards stipulated by China Banking and Insurance Regulatory Commission: the core solvency adequacy ratio is greater than or equal to 50%; The comprehensive solvency adequacy ratio is greater than or equal to100%; The comprehensive risk level is Grade B or above.
According to the solvency report of Peking University Founder Life Insurance Co., Ltd. in the third quarter of 2022, its core solvency adequacy ratio is 75.40%, and its comprehensive solvency adequacy ratio is 132.43%. The comprehensive risk rating results of the last two times (1 quarter and the second quarter of 2022) are all Grade B. ..
Therefore, Peking University Founder Life's solvency indicators are all qualified, so don't worry about the problem that it can't afford to pay the insurance premium. As long as the claim conditions are met, the claim will generally be smooth. If some friends don't know what materials need to be prepared for claims, you can read this article: What are the general claims materials? Details determine the success or failure of claims!
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