① Different in nature: financial leasing companies are financial institutions and lenders; Financial leasing companies are non-financial institutions and belong to borrowing units.
② Different industries: financial leasing companies belong to financial leasing in other financial activities of the financial industry; Financial leasing companies have not seen a clear industry affiliation for the time being, and only see equipment leasing in the leasing industry in leasing and commercial services.
③ Different regulatory authorities: financial leasing companies are pre-approved and supervised by CBRC; Financial leasing companies are subject to pre-approval and supervision by the Ministry of Commerce.
④ The deposit business is different: financial leasing companies can absorb shareholders' deposits except banks. Foreign-funded enterprises in financial leasing companies can only borrow money from shareholders and cannot absorb shareholders' deposits.
⑤ Different scope of application: financial leasing is more suitable for SME financing; Most financial leasing methods are suitable for leasing large complete sets of equipment.
What qualifications do financial leasing require?
Registered capital requirements: The registered capital of a financial leasing company is100000 USD. Personnel requirements require more than three managers with financial or financial leasing qualifications. At least 3 years working experience in the same industry or financial related industry is required.