1. Lending qualification: Xiaoying Card Loan is a product of Xiaoying Technology, a listed company, and has obtained the national Internet small loan license with a registered capital of 654.38+0 billion. From the perspective of loan qualification, Xiaoyin card loan is a formal platform.
2. Loan method: licensed financial institutions such as Xiaoying Card Loan Bank provide loan services, and the source of funds is clear and traceable. And pure online application, unsecured guarantee, the funds will arrive in 3 minutes at the earliest. From the perspective of loan mode, small win card loan is a formal platform.
3. Loan interest rate: The annualized interest rate range of Xiaoyunka loan is 7.2%-36%, including handling fee and service fee, which is also within the statutory interest rate range and meets the regulatory requirements. In addition, the fees charged by the small win card loan are displayed on the loan page, and the interest and fees are transparent without any routine. Judging from the loan interest rate, the small win card loan is a formal platform.