The micro-mobile loan APP is very popular, but the micro-mobile loan APP industry is also a place where scammers are prevalent. Many friends are cheated when using the mobile loan APP. So what are the more reliable ones? Let's summarize the 20 17 regular APP rankings for everyone.
First, pat the loan.
When it comes to ranking, then it is absolutely indispensable to take a loan. Paipai Loan was established in June 2007. By the end of 20 16, the number of registered users reached 326 10000, making it one of the largest online credit lending platforms in China. The first loan amount of the auction loan is between 1 1,000-11,000 yuan, and you need to provide personal basic information, ID cards and other picture materials. The maximum for individuals is 200,000, the maximum for enterprises is 1 10,000, and the fastest is 1 day.
Second, consumer finance immediately.
Consumer Finance Now is the first online and offline Internet consumer finance company in China, which mainly provides personal consumer financial services for domestic residents. The products of immediate consumer finance include immediate loan and immediate wallet. The maximum amount of immediate loan is 50,000, and the interest is relatively low, which is reliable and safe. It is a relatively popular product. Instant wallet is a platform suitable for short-term users, and instant staging is a staging product.
Three. Ping' an I Dai
Ping An I Loan is a mobile phone loan software owned by Ping An Pratt & Whitney. As a safe product, its regularity is self-evident. Ping an I loan is relatively fast, and it can be solved in 3 minutes at the earliest. At the same time, the application requirements are not high, and it is a loan product trusted by young people.
Four. ICBC Financial Electronic Loan
As a product under ICBC's big signboard, ICBC Financial E-Purchase is naturally an absolute quality product in the regular ranking. ICBC Ronge has a credit line of 6-800,000 yuan, which is a fairly good mobile phone loan platform. The general loan amount is about 40 thousand yuan, which is mainly determined by the applicant's repayment ability, credit information and repayment record. The better the credit information, the higher the user quota.
Verb (abbreviation of verb) CITIC's loan.
Citic borrowing money is a short-term cash loan product of CITIC Bank, which is naturally considered as a quality product in the top ten official rankings. No mortgage is needed, and the review is faster. CITIC's loan procedures are complete and very formal.
The intransitive verb ICBC Easy Loan
Of course, all banks are very formal, and they will be in the forefront of the formal ranking of 20 17. ICBC Easy Loan is very popular, and the interest rate of ICBC Easy Loan rises by 10% according to the benchmark interest rate of loans of the same grade in the same period stipulated by the People's Bank of China.
Top Ten Regular Online Lending Platforms Ranking
10 formal online loan recognized by the state?
The top ten official online lending platforms recognized by the state mainly include: 1, Ping An Hewlett-Packard, 2, Jingdong Finance, 3, Suning Finance, 4, Paipai Loan, 5, Microfinance, 6, Lending Treasure, 7, Xiaomi Loan, 8, 360 Lending Treasure, 9, Spending Money, 10, and.
1, Ping An Pratt & Whitney
Ping An Pratt & Whitney is an online lending platform owned by China Ping An, which is quite reliable in terms of security. It also has many loan products, such as I loan, life insurance loan, excellent mortgage, owner loan and owner loan. Users can choose according to their own needs.
2. Jingdong Finance
Jingdong Finance belongs to the JD.COM platform. The white bars and gold bars of Jingdong Finance can help people in need to borrow money. There are fewer white bars and more gold bars.
3. Suning Finance
Suning Finance should be familiar to many people, and its main loan product is Suning's discretionary payment. The loan amount that can be repaid at will can be as high as 200,000 yuan, mainly because the threshold for applying for the loan amount is low, which can meet the needs of adults over 18 years old, and they can apply if there is no bad record in the credit report.
Step 4 rent a shot
Pat loan is also a very reliable online loan platform. It is understood that it has existed for ten years and has been listed in the United States. The auction loan can reach up to 200,000 yuan.
5. Microfinance
"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users.
"Micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.
6. Lending treasure is a reception service of Alipay, with a large number of security fingers. At present, as long as it can meet the Alipay sesame credit score of more than 600 points. The loan amount you can apply for ranges from1000-300,000 yuan.
7. Xiaomi loan
Loan products belonging to Xiaomi financiers provide installment services. The application process is a bit cumbersome, but it supports lending and returning. Generally speaking, it is quite reliable.
8360 IOUs
Its main characteristics are fast lending speed and low application threshold. The daily loan interest rate is as low as 0.027%, which is equivalent to an annual interest rate of 95%. There is no need for a complicated application process, and the mortgage can be repaid as soon as it is applied.
9. Have money to spend
Baidu loan platform can meet the needs of different borrowers according to different loan businesses. The loan method is simple, mainly because the interest is low, and the loan can be repaid as you borrow it.
10, recruit a good term loan.
It is a lending service launched by Zhaolian Consumer Finance, occupying the top ten of formal online loans for a long time. The formality of the platform is self-evident, and the loan amount is generally around 200,000-200,000 yuan. The production line can be recycled within 3 years.
20 17 loan software ranking, top ten credit loan APP ranking
Mobile phone loans have gradually replaced traditional loans and become a popular type of Internet finance. Users can borrow money with only one mobile phone. Don't wait in line, and don't care about other people's eyes. Pocket banks can apply for loans anytime and anywhere. Today, I took stock of the most popular credit loan apps and sorted out the ranking of 20 17 loan software. Let's have a look.
1, JD.COM Guangyuan Credit Wallet
JD.COM has also established a credit loan platform. As long as Xiaobai's credit score is above 85, he can handle this, with the maximum amount of 1 0,000 yuan. The next payment is fast and reliable.
Loan amount: 2000- 1 1,000 yuan.
2. Immediate financing
This company is a national financial institution with consumer finance license approved by China Banking Regulatory Commission. It has two popular products: instant loan and instant wallet, so it attracts a lot of people's attention. The application conditions are also very simple. If the age meets the requirements, proof of work income is enough. The most important thing is that students can also apply.
Loan amount: 1000-8000 yuan.
3. Ping An HP Loan
Ping An is a financial institution specializing in personal consumption loans, including Ping An I loan, emergency wallet and oxygen loan. Among them, Ping An I Loan is called a three-minute loan. I understand that the interest rate is very low and the threshold is not high, but the quota should be refreshed from time to time every day. If you are not careful, the quota may be robbed.
Loan amount:1-30,000.
; I accept the loan.
At present, the hottest and most popular loan products, such as sesame seed, social security, provident fund and credit card, can be handled, and there are many credit loan products under it, which can meet the loan needs of different users.
Loan amount: 3,000-20,000 yuan
5.gitzo
Gitzo Consumer Finance is an institution specializing in micro-credit loans. It has many businesses such as cash loans, consumer loans and installment products. You can handle two types of services: commodity loans and consumer cash loans.
Loan amount: 500-50000 yuan
20 17 Top Ten Online Lending Platforms
Now, when people are in urgent need of money, in addition to the traditional banks and loan companies, there is a new way of lending, that is
. Borrowing money online is fast and convenient, saving borrowers a lot of time, but now there are many online lending platforms, which one is better? Today, I will give you a summary of the top ten online lending platforms in 20 17, hoping to help you.
I. lufax
The full name of lufax is Shanghai Lujiazui International Financial Assets Trading Market Co., Ltd., which was established on September 20 1 1. The registered capital of the company is 836.67 million yuan, and the online lending platform was officially launched on June 20 12. Lufax does. There is no doubt about its safety.
Second, Hongling Venture Capital
Hongling Venture Capital, the full name of Hongling Venture Capital E-commerce Co., Ltd., officially put into operation in March 2009, and has been focusing on Internet financial services for seven years. As of March 2, 2007, the number of registered people exceeded1440,000, and the total transaction amount exceeded 226.9 billion yuan. More than 40 provincial branches have been established in China, and Internet finance experience stores have been opened in major cities. As an Internet financial service platform established in China for more than 7 years, Hongling Venture Capital has always put the protection of investors' interests in the first place, and has developed rapidly in the industry with the pioneering principal first payment model, winning a good reputation from investors.
Third, everyone's loan.
Renren loan is an online lending platform with personal-to-personal microfinance as its main product. Renren loan is one of the earliest Internet-based P2P lending information intermediaries in China. Since its establishment in May, 20 10, Renren Loan has covered more than 2,000 regions in more than 30 provinces across the country, served hundreds of thousands of borrowers and successfully helped them obtain financing loans through credit applications.
Fourth, pat on the loan
Paipai Loan is the first P2P pure credit unsecured peer-to-peer lending platform in China. Paipai Loan was established in June 2007. The full name of the company is "Shanghai Paipai Loan Financial Information Service Co., Ltd." and its headquarters is in Shanghai. It is a network information lending platform. The team that pats the loan is a team full of dreams. The founding team comes from well-known companies such as Microsoft. While striving to create value for users, the loan auction team is also striving to realize its own value.
Verb (short for verb) is safe and inclusive.
Ping An Pratt & Whitney is a business cluster under China Ping An Insurance (Group) Co., Ltd., adhering to the brand concept of "trust is power", providing better loan services for small and micro enterprises and individual customers with innovative technology and excellent customer experience, and building a consumer finance brand trusted by global loan customers.
Institute of intransitive verbs Huijin
Huijin Institute is an Internet financial platform initiated by Sunshine Insurance. Founded in April 2005+2065438. Huijin Institute is committed to providing financial assets trading information services for individuals, enterprises and financial institutions, and building a comprehensive Internet financial service platform. Customers provide diversified investment and financial management options for qualified investors, financing channels for personal consumption and small and medium-sized enterprises, and a transparent and convenient transfer platform for non-standard financial assets.
Seven, pleasant loans
Yirendai is a domestic online financial service platform, which was established by CreditEase Company on 20 12. Yirendai provides credit loan consulting services for white-collar workers in China through the Internet, big data and other scientific and technological means, and provides financial consulting services for investors through the online platform of "Yirendai Financial Management". On 20 15 12 18, pleasant loan was successfully listed on the NYSE, becoming the first overseas listing of internet finance in China.
Eight, easy loan network
Easy Loan Network is one of the most professional Internet financial platforms in China. Combining the development of inclusive finance and the innovation of Internet technology, we will provide professional and fast loan services for individuals and small and micro enterprises to help them solve their financing problems. The cut-off platform covers 37 1 cities nationwide, with more than 2 million registered users, and provides tens of billions of loans to various customers every year.
Nine, you borrow it from me
Your loan is an information intermediary platform in peer-to-peer lending, which was established on June 20 1 1. The registered capital of your loan is RMB 65.438+000 billion, aiming at establishing efficient, transparent, safe and convenient Internet financial services for small and micro business owners or individuals with financing and investment needs.
Which of the first few loan platforms is the best?
Top ten loan platforms, which ones are the best to use:
1, Alipay-Ant Borrow
Ant lending is a loan product for personal consumption under Alibaba. You can borrow money from it and use it to repay it. There is no penalty for prepayment. It is convenient to use and the loan is quick. One second to Alipay, the daily interest rate is between 1.5- 6.5. The initial interest rate is high and it is used more. Timely repayment, no overdue records. Interest rates will gradually decrease. As long as the sesame score is above 600.
2. WeChat-Microfinance
Micro-loan is a loan product of Weizhong Bank. It is very convenient to apply on wechat. After entering WeChat, click "My"-"Pay" to see the entrance of micro-loan. Micro-loans will give a certain credit line according to the comprehensive qualifications of users, with daily interest and repayment as you borrow. You can also use the repayment method of average capital to repay from the loan bank card every month.
3, Baidu-money to spend
Qianhua is a personal consumption loan product owned by Du Xiaoman (formerly Baidu Finance). Online application can be completed in 30 seconds without mortgage, and the loan can be released in 3 minutes at the earliest. The loan can be repaid in advance with a maximum amount of 200,000 yuan and a minimum daily interest rate of 0.02%.
4. Suning-willful loan
The interest-free period for new users of willful loans is not short, the longest interest-free period is 30 days, the daily interest rate is as low as 0.02%, and they can repay in advance, up to 300,000. The online application is automatically approved by the system, and the loan can be released in 3 minutes at the earliest. There is no charge for the unused amount.
The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!
Before, I also needed business turnover. I used several products. The first time I applied for a small amount of money (formerly Baidu Finance), it was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods.
Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Spend a little money-pay special attention if you have money:
1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.
2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer.
Anyway, Baidu Finance supports free prepayment. If it is not needed in a few months, you can choose to settle in advance. It doesn't matter to us how long the interest will last. Make sure to mention it first.
My second application was 360 IOUs. After all, they are all big platforms, so I applied first. The amount is 5.5W, and the interest is almost the same as the money spent.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
There is also a trick to applying for 360. After simply filling in the information at first, the amount that comes out is only a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough, you can apply for a privileged loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the privileged loan will definitely pass, and the quota will be greatly increased. The privileged loan supports 24 periods. My basic quota is 9000 yuan, which is 5.5W after upgrading the privileged loan.
The third is that Ping An Bank can borrow up to 500,000 yuan in new loans (fast loans)! 0 mortgage 0 guarantee: no guarantee is needed, only personal credit is needed, and the application threshold is low: you can apply for a monthly income of more than 4,000 yuan (provident fund, mortgage, and insurance policy are all available).
Ping An Xin Yi Dai Click Online Measurement
The introduction to the ranking of 20 17 loan platforms ends here.