There is no risk in insurance financing, because in the final analysis, insurance financing has security functions. In addition, its insurance and claims settlement are also insurance companies, which are supervised and managed by the China Banking Regulatory Commission and are not easy to go bankrupt. If the insurance company cannot continue, it shall be taken over by the designated insurance company, and the interests of the insured shall not be harmed.
In addition, insurance wealth management products will also be filed, managed and supervised by the CIRC, and insurance contracts are protected by law and have legal effect.