1, which belongs to basic settlement account, special account and temporary deposit account, needs to be reported to the People's Bank for approval, and the time takes 1 week. Approved by the People's Bank of China, the account opening permit will be issued and can be used after three days;
It usually takes three working days to open a company account. After the bank submits the relevant information to the bank, it will submit the information to the People's Bank of China for review. The People's Bank of China needs to review the information within 2 working days and give its review opinions.
2. For an account that does not need the approval of the People's Bank of China, it only needs to go through the internal approval procedures of the bank, and the time is about one or two days.
What is a basic bank account?
After the company is registered and obtained the business license, it needs to handle a bank-to-business account as an account for daily transfer settlement and cash receipt and payment of the enterprise. Only one enterprise can be established in basic account, and it must be approved by the bank.
1. Materials required for opening a bank account:
(1) Original and photocopy of business license (three certificates in one);
(2) Company seal: official seal, financial seal, legal person seal, contract seal and issuing ticket seal are generally engraved.
(3) Legal person identity information (original);
The information required by each bank may be different. Please consult the bank staff for details.
You need a lease contract to open an account in the bank. If you have a title certificate, you don't need to use a lease contract. If there is no title certificate, a lease contract is needed.
An address can only handle one company.
2. How much does it cost to open an account?
Each bank charges different fees. Generally, the four major banks charge about 1000 yuan.
3. How long does it take to open an account in a bank?
To open an account, you must fill in the company details and some forms. It takes you about half a day to prepare and wait for the whole process.
Legal basis:
Measures for the Administration of RMB Bank Settlement Accounts Article 29 The People's Bank of China shall, within 2 working days, review the compliance of the opening materials of basic deposit account, temporary deposit accounts and special deposit accounts of budget units submitted by banks, and approve them if they meet the conditions for opening accounts; If it does not meet the requirements for opening an account, it shall sign an opinion on the application for opening an account and return it to the bank together with relevant supporting documents.