What institutions are there for personal credit reporting in China?

1, Personal Credit Information refers to the activities that a legally established personal credit information agency collects and processes personal credit information according to the requirements of users, and provides personal credit information inquiry and evaluation services. Personal credit report is a personal credit history record provided by a credit reporting agency to legitimate information inquirers after processing and sorting out the information collected according to law.

2. Personal credit reporting agencies are usually private, established in accordance with the modern enterprise system and fully market-oriented. It mainly provides services for information users such as commercial banks, insurance companies, trade and mail order companies. The United States is a typical private credit reporting agency model, and commercial credit reporting agencies have a sound credit reporting system.

3. The general principle of the Credit Bureau of the People's Bank of China () on the management of credit reporting institutions in China is that enterprise credit reporting institutions implement the filing system and individual credit reporting institutions implement the audit system.

By June, 20 15, there were 78 enterprise credit reporting agencies approved by the central bank except the credit reporting center of the People's Bank of China, and the number of social statistics was about 150.

On 20 15 10/5, the central bank issued the Notice on Preparing Personal Credit Information Service, requiring Sesame Credit Management Co., Ltd., Tencent Credit Information Co., Ltd., Shenzhen Qianhai Credit Information Center Co., Ltd., Pengyuanzheng Credit Information Service Co., Ltd., China Chengxin Credit Information Service Co., Ltd., China Zhicheng Credit Information Service Co., Ltd., Lacarra Credit Information Management Co., Ltd. and Beijing Huadao Credit Information Service Co., Ltd.