For personal reasons, institutions can't lend money to employees, but they can lend money to employees if they are on a business trip.
The employee loan must be signed by the leader. Lending public funds without the consent of the leader is a serious violation. Although it does not constitute a crime of corruption, if the circumstances are serious, it can be characterized as a crime of misappropriation of public funds. It is suggested that if the debtor fails to pay back within the time limit, he can bring a lawsuit to the people's court and recover the public funds.