Company background
Sichuan Jincheng Consumer Finance was jointly established by Chengdu Bank and Hong Leong Bank of Malaysia with a registered capital of 1 100 million yuan. Chengdu Bank holds 565,438+0%, and Hong Leong Bank of Malaysia holds 49%. It is the first batch of consumer finance companies approved by China Banking Regulatory Commission.
Product characteristics
The loan products of Sichuan Jincheng Consumer Finance mainly have the following characteristics:
1, mainly providing small loan products.
2, the fastest one hour out of the audit results.
3. The loan period is flexible, up to 3 years.
4. No mortgage or guarantee is required.
You can apply for a loan at any time, not necessarily during working hours.
Potential borrower
The loan target of Sichuan Jincheng Consumer Finance is mainly young middle-and low-income people with relatively stable income. The main purpose is to provide personal durable goods consumption loans and general consumer goods loans for this group of people.
loan rate
The loan interest rate of Sichuan Jincheng Consumer Finance has no fixed value and will be determined according to the borrower's risk level. The more loans, the better the credit record and the lower the interest rate. At the same time, the loan interest rate will not exceed 4 times the central bank interest rate in the same period.
Generally speaking, Sichuan Jincheng Consumer Finance Company is a formal and compliant consumer finance company. When choosing its loan products, we should pay attention to it. Since the bank is a lender, it will definitely check the credit information when applying, and the loan record of successfully applying for this loan will also be recorded. Therefore, if you successfully get the loan from Sichuan Jincheng Consumer Finance Company, you must repay it in time to avoid the overdue records being recorded in your personal credit report.