Entrusted loan: refers to the loan business in which the funds provided by the principal from legal sources are transferred to the general entrusted account of the entrusting bank 211,and the entrusting bank 526 1 issues, supervises the use and assists in the recovery according to the loan object, purpose, amount, term and interest rate determined by the principal. Clients can be government departments, 1653 enterprises, institutions and individuals.
Monetary trust refers to a financial business in which the trustee accepts the entrustment of the principal, issues loans according to the object, purpose, term, interest rate and amount of the funds deposited by the principal, and has the right to recover the principal and interest of the loan at maturity.
2. What's the difference between trust loans and bank loans?
Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Generally, you need a guarantee, a house mortgage, proof of income and good personal credit information before you can apply.
Trust loan refers to a financial business in which the trustee accepts the entrustment of the principal, distributes the funds deposited by the principal according to the object, purpose, term, interest rate and amount stipulated by the principal (or trust plan), and is responsible for recovering the principal and interest of the loan at maturity. The client has full confidence in the object and purpose of the loan, and at the same time, he can take advantage of the trust company's advantages in enterprise credit and fund management to increase the security of funds and improve the efficiency of the use of funds.
The main body of the two is still different. Generally speaking, a bank loan means that you want to borrow money from the bank. You are the borrower. If you trust loans and lend money to others, you are the principal of assets. I don't know what the subject wants to ask. Just asking the definition?
Third, do you want to know the difference between entrusted loans and trust loans?
It is suggested to apply for loans through formal channels: for example, Agricultural Bank of China (ABC), the definition of Netjet loan refers to the small consumer loans granted by ABC to individual customers who meet certain conditions in cash, and the customers apply for them themselves, receive them quickly, automatically approve them, and use their own letters. Application conditions (1) Basic conditions 1. At least 18 years old and no more than 60 years old, with China nationality and full capacity for civil conduct. 2. Hold legal and valid identity documents. 3. Our e-banking customers and holders of security authentication tools issued by our bank. (Currently only second-generation KBao customers are supported) 4. Credit status is good. 5. There is no unexpired "NetJet Loan" loan amount and no outstanding "NetJet Loan" loan balance. 6 stable income, with the ability to repay credit on schedule. 7. The purpose of the loan is reasonable and clear.
The loan amount for applying for NetJet is 30-300,000 yuan; The loan amount is valid for 30 days, and the borrower needs to use the loan within the validity period. The loan amount cannot be applied, approved and issued in a few minutes.
4. What's the difference between entrusted loan and trust loan?
Entrusted loan: refers to loan departments, enterprises, institutions and individuals. The funds provided by the client from legal sources are transferred to the general entrustment account of the entrusting bank, and the entrusting bank issues, supervises the use and assists in recovery according to the loan object, purpose, amount, term and interest rate determined by the client.
Monetary trust refers to a kind of financial business in which the trustee accepts the entrustment of the principal, distributes the funds deposited by the principal according to the object, purpose, term, interest rate and amount stipulated by the principal (or trust plan), and is responsible for recovering the principal and interest of the loan at maturity.