1. Service subject: Credit purchase of Chengde Bank is the credit service provided by Chengde Bank, and Bai Hua is the consumer credit service provided by Ant Consumer Finance Company.
2. Line: The credit line of Chengde Bank is higher than that of Bai Hua. The credit purchase quota of Chengde Bank is determined according to personal credit evaluation and bank regulations, which can meet higher consumer demand. The amount of flower buds is relatively low, which is determined according to the user's consumption record and credit score.