Legal analysis: application conditions: one-year basic documents (providing one-year lease contract).
1. Copy of business license, tax license, account opening license, organization code certificate, articles of association and capital verification report.
In the past six months, it has been flowing to public and private.
3. Lease contract of business premises and invoices for rent or utilities in the past two months.
4. Provide the rental contract and the water and electricity bills for the past two months, the copy of the self-owned house and the water and electricity bills for February (provide mortgage for bank mortgage).
5. For the upstream and downstream contracts recently executed or being executed, it is best to re-execute them (the credit line of unexecuted contracts does not exceed100000), or provide POSS machine receipts to individuals or companies.
6. Copy of ID card. There are rooms in the field to provide room books, and cars to provide driving books (copies are enough). business license
Legal basis: People's Republic of China (PRC).
Article 6 To establish a company, it shall apply to the company registration authority for registration of establishment according to law. Those that meet the conditions for establishment as stipulated in this Law shall be recorded as a limited liability company or a joint stock limited company; A company that does not meet the conditions for establishment as stipulated in this Law shall not be a joint stock limited company.
Where laws and administrative regulations stipulate that the establishment of a company must be approved, it shall be continued.
The public may apply to the company registration authority to inquire about the registered items of the company, and the company registration authority shall provide inquiry services.
Article 7 For a legally established company, the business license shall be issued by the company registration authority, and the date of issuance shall be the date of establishment of the company.
The business license of a company shall specify the name of the company, the name of its legal representative and other matters.
Where the matters recorded in the company's business license change, the company shall change its business license according to law.
2. What information do you need for a loan with a business license?
Legal analysis: When applying for a loan with a business license, in addition to the business license, the borrower also needs to provide his own identity certificate, marriage certificate, address certificate, etc. At the same time, he must provide a bank account for more than half a year. The more complete the information, the more favorable it is to apply for a loan. Application process: 1. The borrower prepares all the above materials and submits them to the lending institution; 2. Lending institutions shall review the materials and conduct pre-loan investigation on borrowers; 3. After investigation, both parties signed a loan agreement; 4. After the agreement is signed, the lending institution issues loans; 5. The borrower repays the loan according to the contract. Business license is a certificate issued by the administrative department for industry and commerce to industrial and commercial enterprises and individual operators to engage in certain production and business activities. Its format shall be uniformly stipulated by the State Administration for Industry and Commerce. The registered items include: name, address, person in charge, amount of funds, economic composition, business scope, business mode, number of employees, business period, etc. Business licenses are divided into originals and duplicates, which have the same legal effect. The original shall be placed in a prominent position in the company's domicile or business premises, and the business license shall not be forged, altered, leased, lent or transferred. Without a business license, industrial and commercial enterprises or individual operators are not allowed to start business, engrave official seals, sign contracts, register trademarks or advertise, and banks are not allowed to open accounts. Legal basis: Provisions on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases Article 1 The term "private lending" as mentioned in these Provisions refers to the financing behavior among natural persons, legal persons and unincorporated organizations. These Provisions shall not apply to financial institutions and their branches established with the approval of the financial supervision department and engaged in loan business, which are triggered by the issuance of loans and other related financial businesses. Article 2 When a lender brings a private lending lawsuit to the people's court, it shall provide creditor's rights certificates such as IOUs, receipts, IOUs, and other evidence that can prove the existence of the legal relationship between lending and borrowing. If the creditor's rights certificate such as IOUs, receipts and IOUs held by the parties does not specify the creditor, and the party holding the creditor's rights certificate brings a private lending lawsuit, the people's court shall accept it. The defendant raised a factual defense against the plaintiff's creditor qualification, and the people's court ruled that the plaintiff did not have the creditor qualification after examination, and rejected it. Article 24 If the borrower and the lender have not agreed on interest, and the lender claims to pay interest, the people will not support it. The interest agreement between natural persons is not clear, and if the lender advocates paying interest, the people will not support it. Except for the loan between natural persons, if the agreement on the loan interest between the borrower and the lender is unclear, and the lender claims interest, the people shall determine the interest according to the contents of the private loan contract and the local or the parties' trading methods, trading habits, market quotation and other factors.
3. What business license can I apply for a commercial loan?
You can apply for a venture loan, and the borrower needs to meet the loan conditions and submit information.
Application conditions:
1, age18;
2. There is a clear proof of residence or fixed property;
3. Having a business place or business license and business license.
Application materials:
1, ID card;
2. Proof of marital status;
3, personal or family income and property status and other repayment ability documents;
4. Agreements and contracts related to the loan purpose;
5. Guarantee materials, including the ownership certificate and list of collateral or pledge, and the collateral evaluation report issued by the evaluation department recognized by the bank;
6. Finally, there must be collateral. There are many mortgage methods, such as chattel and real estate mortgage, time deposit certificate pledge, securities pledge, movable property pledge with strong liquidity and so on.
4. What do you need for a loan with a business license?
1 id card 2 business license expires 1 year 3 public and private water 4 venue lease contract 5 water, electricity and coal bills 6 credit report 7 registered capital of 5 million requires capital verification report.
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