What does it mean to have a "bank code" after filling in the swift code for remittance from Hongkong to China?

The bank code consists of four English letters, and each bank has only one bank code, which is customized by itself, usually the initials of the bank, and is applicable to all its branches.

BIC with eleven digits or letters of SWIFT code can be divided into four parts: bank code, country code, area code and branch code. Take China Bank Beijing Branch as an example, and its bank identification code is BKCHCNBJ 1 10. Its meaning is BKCH (bank code), CN (country code), BJ (area code),1/kloc-0 (branch code).

Extended data:

Cross-border remittance mode

1, cash

International students studying abroad should bring a certain amount of foreign currency cash, which is mainly used for living expenses and small emergency expenses in the early stage. The State Administration of Foreign Exchange has relevant regulations on the amount of foreign currency that can be carried at one time. Those who exceed the quota must apply for an exit permit to carry foreign currency and show it to the customs on their own initiative when leaving the country.

2. telegraphic transfer

When remitting money to children who are about to study abroad or have already been abroad, most people first think of telegraphic transfer, that is, directly remit money to the payee's account through the international interbank telecommunication system. T/T has many currencies, which are safe, fast and universal, and can be directly remitted to the payee's account, but the cost is relatively high.

3. Foreign currency draft

For studying abroad for the first time, those who have no overseas account and carry a large amount of foreign currency funds can use foreign currency drafts. Personal foreign currency bills can be issued in all foreign currency savings currencies opened by banks. Foreign currency bills are convenient and safe to carry and pay, and the handling fee is low, which can be reported and refunded.

Baidu encyclopedia-cross-border remittance

Baidu encyclopedia -SWIFT code