Listed companies in China include Ant, Baidu, China Construction Bank, China Industrial and Commercial Bank, Ping An Group and Tencent. China government supports blockchain technology, and the research and development of digital RMB has entered the final stage. Among them, Ant Group ranks second with blockchain platforms such as Ant Chain, Super Book Weaving and Quorum; Baidu and its financial technology company Xiaoman Finance have launched more than 20 blockchain solutions, followed by blockchain platforms such as Baidu Hyperchain and Superbook Fabric, ranking third.
Digital currency, the central bank, combines the security of traditional currency with the controllability and convenience of electronic payment, which is the best solution in the era of financial digitalization.
■ With the gradual improvement of relevant financial regulatory policies and regulations and the accelerated promotion of the central bank, the time for the digital RMB to fully land is basically ripe.
■ Payment hardware market, bank IT upgrade market, digital RMB promotion and scene service companies are expected to benefit first.
Under this background, the People's Bank of China began to study the statutory digital currency from 20 14, and built the embryonic form of digital currency-the first generation central bank of China on 20 16. At the same time, the basic characteristics of M0 location, two-tier operating system and controllable anonymity are put forward. At the end of 20 19, the digital RMB began to be piloted, which currently includes ten cities and the 2022 Beijing Winter Olympics. Some cities have also introduced digital RMB green travel, low-carbon red envelopes and other usage scenarios.
In July, 20021,the People's Bank of China issued a white paper on digital RMB. By the end of 20021and 10, China had opened 65438+400 million personal wallets and 10 billion corporate wallets, with a cumulative transaction volume of 65438+500 million, with a transaction volume close to 62 billion yuan. In addition, there are currently more than 3.5 million pilot scenarios for digital RMB.
With the gradual improvement of relevant financial regulatory policies and regulations and the acceleration of the promotion of digital RMB by the central bank, the time for the full landing of digital RMB is basically ripe, and many institutions predict that the landing time is approaching. In the recent meeting of the Party Committee of the People's Bank of China, the Central Economic Work Conference set the tone of "steadily and orderly promoting the research and development of digital RMB", which directly ignited the enthusiasm of the secondary market for related concept sectors.