How do insurance companies confirm fraudulent insurance?

Legal analysis: 1. Insurance companies will set up insurance anti-fraud departments or have special teams to conduct insurance anti-fraud investigations; 2. The insurance company confirms the course and cause of the accident by collecting the data of insurance fraud and asking the parties, and determines whether it is fraudulent by investigating the third party.

Legal basis: Article 88 of the Social Insurance Law of People's Republic of China (PRC) defrauds social insurance benefits by fraud, forgery of certification materials or other means, and the social insurance administrative department shall order it to return the defrauded social insurance benefits and impose a fine of not less than two times but not more than five times the amount defrauded.

Article 27 (2) of the Regulations on Labor Security Supervision in People's Republic of China (PRC) defrauds social insurance benefits or social insurance fund expenditures, which constitutes a crime, and shall be investigated for criminal responsibility according to law.