If the company account is blocked, it may be affected when applying for a new account. The specific impact depends on the reasons for account cancellation, banking policies and relevant laws and regulations.
If the company's account is frozen, the bank will usually ask the applicant to provide detailed information about the company's operation and financial situation. This information may include financial statements, tax certificates, business plans, etc. Based on this information, the bank will evaluate the applicant's credit risk and operational ability to decide whether to approve the application for a new account.
If the company account is frozen due to violation of relevant laws and regulations or bank policies, the bank may examine the applicant's background and reputation more strictly when applying for a new account. This may lead to a longer approval process and more complicated procedures for new accounts, and may even lead to the rejection of new account applications.
In addition, if the company account is frozen due to legal proceedings, bankruptcy and other reasons, the bank may require the applicant to provide relevant legal documents and supporting materials when applying for a new account. If the applicant fails to provide these materials, the application for a new account may be rejected.
To sum up:
If the company account is blocked, it may be affected when applying for a new account. The specific impact depends on the reasons for account cancellation, banking policies and relevant laws and regulations. Therefore, before you apply for a new account, you are advised to understand the relevant laws, regulations and bank policies, and prepare relevant supporting materials and documents. If necessary, you can consult a professional lawyer or accountant for help.
Legal basis:
Article 172 of the Company Law of People's Republic of China (PRC) stipulates that a company shall not set up other accounting books besides the statutory accounting books. No account shall be opened for the company's assets in the name of any individual.
Article 63 of the Measures for the Administration of RMB Bank Settlement Accounts stipulates that depositors can only use this account for payment business after three working days from the date of formal opening. However, the temporary deposit account registered for capital verification is converted into basic deposit account, except for the general deposit account opened for lending. In the process of using bank settlement accounts, depositors transfer their own funds to their general deposit accounts and special deposit accounts in violation of the provisions of these measures.