Usually, the applicant surrenders his insurance within the hesitation period stipulated in the contract, and the general insurance company stipulates that ten days after the applicant receives the policy is the hesitation period. Usually the insurance company will refund the full premium after deducting the production cost.
Prepare these materials when applying for surrender:
Identification documents of the applicant
Application for termination of insurance contract
Copy of passbook of the insured's personal bank settlement account.
Insurance policy (only additional risks are refunded or not required when using electronic insurance policy)
Initial premium invoice