First, the difference between China Agricultural Bank and China Agricultural Bank
1 The subject of issuing wealth management is different: Agricultural Bank of China is issued by China Agricultural Bank Co., Ltd., which is controlled by Agricultural Bank of China; Agricultural Bank of China Financial Management is a financial product directly issued by Agricultural Bank of China.
2 The nature of the company is different: China Agricultural Bank Financial Management Co., Ltd. is a financial management company controlled by China Agricultural Bank, and its business scope is also different. Agricultural Bank of China's wealth management mainly focuses on wealth management, investment management and other businesses approved by the CBRC.
3 Different entry thresholds: Relatively speaking, the entry threshold for ABC's wealth management is higher, and ABC's wealth management mainly provides wealth management services for high-net-worth customers and potential customers; The financial management of ABC is for customers.
Second, is it risky to be fooled into opening a securities account?
Many investors don't know about securities accounts, and they may open securities accounts when they go to the bank for business, but actually opening securities accounts has no effect on investors.
First of all, because bank cards are bound to securities accounts, many people are worried about the impact on bank cards and funds after opening accounts. In fact, investors don't have to worry. This is a necessary step to open an account. After the bank card is bound, the funds will be transferred to the stock account. Even if it is transferred to the stock account, the money will return to the bank card when transferring.
Secondly, there is no need to worry about credit reporting when opening a securities account. Only overdue loans will affect credit reporting, you can rest assured.
The impact of opening a stock account on investors is as follows:
1. Be sure to bind the bank card when opening an account. If you want to cancel the bank card, you need to transfer the stock account to another card or cancel the stock account before you can cancel the card.
2. Investors who are about to engage in the securities industry need to cancel their stock accounts before they can engage in the securities industry;
3, state organs and units can't open a stock account, to cancel the account after opening an account.