Huawei obtained a payment license. How does this affect Huawei's next business?

On March 29th, Huawei successfully won the third-party payment industry license, further forming a data closed loop. While improving product capabilities and enriching user experience, it has successfully covered the entire business chain through the research of payment institution technology. The financial value-added services developed through payment channels can help Huawei to open a new world, and at the same time, it can also improve the comprehensive planning ability of enterprises and reduce the original cost of payment channels.

1. Does Huawei get a payment license to March? Third party payment? Huawei acquired Xunlian Zhifu this time. The company's business scope includes electronic payment, computer services, database and computer network services, which just makes up for Huawei's vacancy in third-party payment. For Huawei, there is no need to spend a lot of money and material resources to develop third-party payment software. Obviously, it is necessary to spend money to acquire and then integrate resources. Take advantage of fishermen? A great thing. As early as 20 16, Huawei began to lay out third-party payment, and built a data closed loop of payment license on 20 18. Because of its high potential in consumer scenarios, obtaining a third-party payment license means that Huawei can enter the payment platform and accelerate the construction of consumer finance ecology.

Second, what impact will the head Internet have on the payment market? At present, most internet companies have entered the payment field to seek new development, and started in this industry for the first time? M&A wave? . Among them, Pinduoduo, Meituan, Vipshop and many other listed companies have obtained payment licenses through acquisitions or mergers and acquisitions, and entered the payment industry. This is a big challenge to traditional payment circles such as WeChat and Alipay. Although Huawei entered the market a little late, its brand strength is very strong, and its construction strength in creating consumer scenes is very strong, and it will definitely get a share in the third-party payment market.

At present, Huawei's acquisition of payment licenses may pose a certain threat to the two leading enterprises, but in the short term, the growth rate of the payment industry slows down, and the overall industrial chain is relatively stable, which is difficult to shake for a while. However, it is beneficial to Huawei. After all, it can reduce the payment cost and develop a new project horizontally. Why not?