The first mortgage deduction was unsuccessful. Do you need to repay it yourself?

The automatic deduction of the first mortgage shows that the balance of the deduction account is insufficient. After the money is deposited into the deduction account immediately on the same day, it is necessary to inform the bank to deduct it again in time to show that the deduction is successful.

Matters needing attention

1. Repay the loan principal and interest on schedule.

2. No false documents or materials shall be provided.

3. Without the consent of the lending bank, the property or rights and interests with mortgage or pledge shall not be removed, sold, transferred, donated or repeatedly mortgaged.

4. Do not change the purpose of the loan and misappropriate the loan without authorization.

5. Cooperate with loan banks to supervise and inspect the use of loans.

Extended data

Suggestions on repayment of mortgage loan:

1. If the repayment is delayed due to an accident, please contact the bank in time to explain the situation.

2. Complete the repayment in time, pay the late payment fee and penalty interest, and notify the bank to deduct the money again after the deposit.

In order to avoid this situation from happening again, it is suggested to deposit enough repayment funds in the bank card a few days in advance for repayment.