Guojinbao is mainly a commercial acceptance bill, with a large deposit certificate as pledge, a state-owned enterprise guarantee agreement, and Pacific Insurance as guarantee. The security guarantee is still possible. Although the platform yield is not high compared with similar products in the same industry, it can be flexibly selected in the cycle and feels more reliable; For those who don't have much money and want to get some benefits in the short term, they can consider it, but it should be noted that even if state-owned enterprises become shareholders, there is no guarantee that state-owned enterprises will cover platform users when the mine explodes.
Guo Jinbao promoted 16% return, and such a high rate of return could not be achieved by purchasing low-risk wealth management products. Although he is talking about P2P, there are state-owned enterprises to guarantee it. But there is nothing in this world that is risk-free and high-yielding. It costs nothing to ask state-owned enterprises to provide guarantees! If state-owned enterprises don't want to lose money, they must charge high guarantee fees. Generally, investors are required to bear the investment losses.
The management team of Guojinbao Platform is composed of well-known financial experts, information technology experts and legal experts, so it has rich experience in financial product risk management and innovation, and strictly controls every financial information and financial product. This concept of Internet financial risk management and awareness of risk control will be passed on to every investor. Help them establish a correct concept of financial management. After just a few years of development, the platform has accumulated a large number of regular customers, and has also been well received by investors.