Loan contracts between enterprises and individuals

Model loan contract between enterprises and individuals (6 selected articles)

With the deepening of legal concepts, we use contracts more and more, which is also the link to achieve professional cooperation. I believe many friends are very upset about the contract to be signed. The following are sample loan contracts between enterprises and individuals (selected 6 articles), which are for reference only and hope to be helpful to you.

Loan contract between enterprise and individual 1 Party A (borrower):

Party B (Lender):

On the basis of equality, voluntariness and consensus, Party A and Party B have reached the following agreement on loan matters for common compliance.

1. Party B lends Party A RMB (in words) ten thousand Yuan only and delivers it to Party A before _ _ _ _.

Two. Loan interest:-%.

III. Term of the loan: three years.

Four. Date and method of repayment: deduct 30% from Party A's monthly labor remuneration until the principal and interest are fully paid off.

Verb (abbreviation of verb) liability for breach of contract:

Dispute settlement of intransitive verbs: both parties shall settle the dispute through consultation. If negotiation fails, both parties agree to submit it to the people's court where the company is located for adjudication.

6. This contract shall come into effect as of the date of signature by both parties. This contract is made in duplicate, each party holds one copy, and the contract text has the same legal effect.

Party A (signature and seal):

Party B (signature and seal):

Date of contract signing:

Loan Contract II between Enterprise and Individual Lender (Party A):

Borrower (Party B): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Guarantor (Party C): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Party B applies for a loan from Party A for business needs, and provides _ _ _ _ _ _ as a guarantor. Party A has its own funds and agrees to lend them. The three parties (or both parties) reach an agreement through consultation, and hereby conclude this contract for * * * to abide by.

first

Loan type: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

second

Purpose of the loan: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

essay

Loan amount: RMB (in words) _ _ _ _ _ _ Yuan only.

Article 4

Loan interest rate: the loan interest rate is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Article 5

Loan and repayment period

1. The loan term is calculated from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

2. The repayment periods are as follows: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Article 6

warranty clause

1. In addition to the guarantee provided by Party C for Party B, Party B takes _ _ _ _ _ _ _ as collateral, and Party A has the right to dispose of the collateral if Party A fails to repay the loan to Party A upon maturity. If Party B repays the loan in full when the loan expires, the mortgage right will disappear. Mortgage registration shall be handled with the assistance of both parties, and the fees shall be paid by:

2. Party B must use the loan according to the purpose stipulated in the loan contract, and shall not use it for other purposes or engage in illegal activities, otherwise it will be regarded as Party B's breach of contract.

Article 7

responsibility for breach of contract

1. If Party B fails to use the loan according to the purpose specified in this contract, Party A has the right to recover part or all of the loan, and charge a penalty interest at twice the interest rate specified by the bank for the part used in violation of this contract.

2. If Party B fails to repay the loan within the time limit, Party A has the right to recover the loan and charge a penalty interest at twice the agreed interest rate.

Article 8

Settlement of contract disputes

Disputes arising from the performance of this contract shall be settled through consultation; If negotiation fails, the case shall be submitted to the _ _ _ _ _ _ _ _ _ Arbitration Commission for arbitration.

Article 9

other

This contract does not occur due to circumstances that are allowed to be changed or dissolved by law, and neither party may change or dissolve this contract without authorization. When one party requests to change or terminate this loan contract according to law, it shall promptly notify the other parties in writing and reach a written agreement. After the modification or dissolution of this contract, the loan occupied by Party B and the interest payable shall still be paid according to the provisions of this contract.

If there are any matters not covered in this contract, both parties can make supplementary provisions through consultation, which have the same effect as this contract.

The original of this contract is in triplicate, with Party A, Party B and the guarantor holding one copy respectively; This contract is made in triplicate, one for each party.

Party A (official seal): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Party B (signature): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Party C (official seal): _ _ _ _ _ _ _ _ _ _ _ _

Date of signing the contract: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Loan Contract between Enterprise and Individual 3 Party A (Lender)

Party B (Debit)

Based on the principle of mutual benefit, Party A and Party B reach the following loan agreement on the basis of equality and voluntariness:

Article 1 Loan amount

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ (in words) RMB Yuan only.

Article 2 Purpose of loan

_________________________________________________________。

Article 3 Loan interest and its payment method

1. The interest is based on the loan principal and calculated on _ _ _ _ _ _ _ _ per day.

2. The interest payment method is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Article 4 Term of loan

The loan term starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Article 5 repayment method

Party B shall repay the loan principal in one lump sum before _ _ _ _ _ _ _ _ _ _ _ _ _.

Article 6 Rights and obligations of both parties

1. Party A shall provide Party B with the loan amount agreed in this contract in one lump sum before _ _ _ _.

2. Party A has the right to supervise Party B to use the loan according to the purposes agreed in this contract.

3. Party B shall repay the interest and principal in the time and manner agreed in this contract.

Article 7 Warranty clause

Party B provides _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Article 8 Liability for breach of contract.

1. If Party A fails to provide the loan on time, it shall be liable for breach of contract at the interest rate of 0.5 ‰ per day.

2. If Party B fails to use the loan according to the purpose stipulated in this contract, Party A has the right to recover the loan in advance and may require Party B to pay the interest during the use period.

3. If Party B fails to repay the principal and interest within the time limit, it shall be liable for breach of contract in the proportion of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Article 9 Method of dispute settlement

Any dispute arising from the execution of this contract shall be settled by both parties through consultation; If negotiation fails, bring a lawsuit to the court where the contract is signed.

Article 10 Others

This contract is made in duplicate, one for each party.

Party A (signature and seal)

Party B (signature and seal)

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

4. Loan contracts between the borrower (hereinafter referred to as Party A) and enterprises and individuals:

Lender (hereinafter referred to as Party B):

Party A is a limited liability company with a registered capital of RMB _ _ _ _ _ _. Due to the temporary need for funds for the implementation of production and operation projects, Party B has idle funds. Therefore, Party A and Party B, in order to clarify their responsibilities and abide by their credit, signed this loan contract through full consultation on the basis of equality and voluntariness, and promised to abide by it together.

1. Loan amount: RMB _ _ _ _ _ _ (in words: four hundred and fifty thousand yuan only).

Two. Term of the loan: from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Three. Loan interest rate and collection method:

Four. Purpose of loan: This loan is limited to Party A's production and operation projects, and must be used exclusively. Without the consent of Party B, Party A shall not use it for other purposes.

Verb (abbreviation for verb) loan repayment:

1. If Party A fails to repay the loan on time, it shall apply to Party B for extension fifteen days before the loan expires at the latest, and then Party B can decide whether to extend the loan on the basis of negotiation between both parties.

2. If Party B needs to recover the loan temporarily, it shall apply to Party A for repayment fifteen days in advance, and the loan interest shall be calculated according to the actual loan days.

Breach of intransitive verbs and its handling;

(1) Party A breaches the contract under the following circumstances:

1. Party A fails to use the funds and repay the principal and interest according to the contract plan.

2. Change the purpose of the loan or use it for other purposes without Party B's consent.

3. Party A violates other terms of this contract.

(II) According to the breach of contract, Party B has the right to take the following measures:

1. The maximum penalty interest for a default loan shall not exceed.

2. Take necessary legal measures until the outstanding loan principal and interest and expenses are claimed according to law.

Seven. Entry into force of the contract: This contract shall come into force after being signed (sealed) by both parties. This contract is made in duplicate, one for each party. If there are other matters not covered in this contract, both parties shall further negotiate supplementary terms.

Signature of Party A's representative:

Signature of Party B:

Date of signing:

Business-individual loan contract 5 Borrower:

Creditor:

According to the borrower's application, the loan is issued to the borrower. In order to protect the rights and interests of all parties, in accordance with the provisions of relevant laws and regulations and on the principle of equality, voluntariness and mutual benefit, this contract is signed through friendly negotiation for mutual compliance.

Article 1 Loan amount

The loan amount is RMB (currency) only (in figures:).

Article 2 Purpose of loan

This loan is used for.

Article 3 Term of loan

The loan term is * * * days to * * days. Specifically, the actual release date recorded in the loan receipt/bank voucher is the start date.

Article 4 Guarantee Clause

1. The guarantor voluntarily assumes joint and several liabilities for the principal creditor's rights under this contract. And voluntarily provide collateral as mortgage/pledge guarantee. Mortgage/pledge is.

2. The Guarantor voluntarily assumes joint and several liabilities for the principal creditor's rights under this Contract. And voluntarily provide collateral as mortgage/pledge guarantee. Mortgage/pledge is.

Article 5 Use and repayment of loans

In order to ensure the safety of the funds under this loan, the borrower shall use the loan in strict accordance with the loan purpose agreed in Article 2 of this agreement, and the lender may inspect and supervise the use of the loan at any time, and use and repay the above loan according to the lender's relevant instructions and agreements.

1. In order to facilitate the borrower to use the funds, the lender designates the following account to pay the funds for the borrower to redeem the property:

Account name: account number: bank:

Two. After the loan is repaid, the borrower must transfer the above loan principal into the following account according to the instructions of the lender:

Account name: account number: bank:

Article 6 sources of repayment

The Borrower is the primary repayment source under this Contract, but it does not exclude the Borrower from using other repayment sources to repay the loan principal and interest under this Contract.

Article 7 Rights and obligations

1. The borrower shall provide true business contracts, documents, statements, vouchers and other materials according to the lender's loan requirements.

Two. The Borrower shall guarantee the authenticity and legality of relevant business activities, and the Lender shall have the right to suspend the execution of this Contract if it finds any untrue or illegal situation.

Three. The Lender has the right to take corresponding measures to recover the loan in advance according to the law or the agreement in this contract, and the Borrower hereby irrevocably authorizes the Lender to deduct money from the Borrower's account for repayment of the loan.

4. When the Lender takes corresponding measures to recover the loan in advance according to law or as agreed in this contract, and the borrower is insolvent, the Guarantor hereby irrevocably authorizes the Lender to deduct the money from the Guarantor's account for repayment of the loan.

In order to ensure that the lender can recover the loan on time, the borrower takes) as the guarantee of the loan upon the unanimous consent of both parties. If the loan expires and the borrower cannot repay the loan under this contract, both parties agree that the lender has the right to dispose of the property in any of the following ways to recover the loan and other related expenses under this contract, and the borrower has no objection to this.

1. The lender has the right to redeem the property and evaluate its net value according to the market.

2. Resale the above-mentioned property. After redeeming and reselling the property, the lender shall recover the money for redeeming the property, other related expenses and all expenses arising from the transfer, and return the balance to the borrower.

3. Others:

Article 8 Termination of the Contract

If the Borrower violates the provisions of the Contract, or the Lender fails to perform its obligations due to the Borrower's reasons, the Lender has the right to terminate the Contract according to the following circumstances:

(1) If the loan has not been issued, the lender has the right to terminate the contract and stop issuing the loan;

(2) Before the loan expires, the lender has the right to terminate the contract and recover the loan in advance;

Article 9 Liability for breach of contract

(1) If the borrower fails to reach an agreement with the lender on the extension of the loan due to overdue repayment, the defaulting party shall pay a penalty of 5% of the total loan principal.

(2) If the borrower fails to repay the loan within the time limit and fails to reach an agreement with the lender on the extension, the lender has the right to take all measures to realize the creditor's rights according to law, and the expenses for realizing the creditor's rights shall be borne by the borrower.

(3) If the borrower fails to repay the loan on time due to breach of contract, and fails to reach an agreement with the lender on the extension, and the lender has the right to demand compensation from the borrower for losses caused by the breach of contract.

Article 10 the contract comes into effect

This contract shall come into effect after being signed or sealed by both parties.

Article 11 Settlement of Contract Disputes

Any dispute between Party A and Party B shall be settled by both parties through consultation. If negotiation fails, bring a lawsuit to the people's court of the place where the contract is signed.

Article 12 Additional clauses to the text of the contract This contract is made in duplicate, each party holds one copy, and the guarantor holds one copy. Copies shall be updated as required and have the same legal effect.

Party A (signature and seal):

Party B (signature and seal):

Date of contract signing:

Loan Contract between Enterprise and Individual 6 Party A (Lender):

Party B (Borrower):

Party A and Party B and the guarantor of joint liability have reached the following agreement on the basis of fairness and voluntariness:

1. Party A is willing to lend Party B RMB fifty thousand Yuan only (¥ 50,000) for a period of 12 months from May 7, 20xx to May 6, 20xx. After signing this contract, Party A will pay Party B, and Party B promises not to use the loan to engage in illegal activities.

2. The monthly interest rate is 20%, and Party B shall pay the interest every three months without default. Party B guarantees to repay the loan on time. If the loan cannot be repaid on time, Party B shall bear the travel expenses, attorney fees and legal fees for Party A to recover the loan.

3. Party A may freely transfer the creditor's rights under this contract to others, and Party B shall not object. Party B shall repay the loan in the order of interest first and principal later.

Four. Party B shall find three joint and several liability guarantors to ensure the performance of this contract. The guarantor of joint liability is willing to jointly return the principal and interest with Party B and recover the travel expenses, attorney fees and legal fees of the loan, and give up the right of defense in the first lawsuit.

Verb (abbreviation of verb) When Party A and Party B and the guarantor of joint liability sign this contract, they fully understand and agree to all the terms of this contract.

Party A:

Party B:

Date:

;