Can't a legal person get a loan?

Legal analysis: legal persons can make loans. As long as it has complete information, it can submit an application to the bank according to the standard procedure. After approval, loans can be made in the name of the company as a legal person. If the legal person of the company changes, it is necessary to make relevant changes in the loan procedures according to the regulations, otherwise the loan application will be affected.

Legal basis: People's Republic of China (PRC) Company Law.

Article 20 Where a company's shareholders abuse the independent status of the company as a legal person and the limited liability of shareholders to evade debts, which seriously damages the interests of the company's creditors, they shall be jointly and severally liable for the company's debts.

Article 64 If the shareholders of a one-person limited liability company cannot prove that the company's property is independent of the shareholders' own property, they shall be jointly and severally liable for the company's debts.