(a) according to the source of funds.
1, general trade financing. This means that the funds come from commercial banks. Usually, this kind of financing is closely integrated with international settlement. There are three loan terms: short-term, medium-term and long-term. Interest rates are fixed or floating in the market.
2. Policy trade financing. It mainly refers to loans provided by official or semi-official export credit institutions of various countries to banks, importers and governments of other countries with government budget funds, or credit guarantees provided by semi-official export credit institutions, and loans provided by commercial banks to banks, importers and governments of other countries with their own funds. Loans are usually limited to the purchase of capital goods in the lending country to promote the export of the lending country.
(2) According to the currency of financing.
1, local currency trade financing. It refers to financing provided in the currency of the lending country. Under normal circumstances, this kind of loan is aimed at domestic foreign trade enterprises.
2. Foreign currency trade financing. It refers to financing provided in the currency of a non-lending country. The foreign currency mentioned here can be the currency of the borrowing country or the currency of a third country, but it must be a freely convertible currency.
Legal basis: People's Republic of China (PRC) Company Law.
Article 26 The registered capital of a limited liability company is the capital contribution subscribed by all shareholders registered with the company registration authority.
Where laws, administrative regulations and decisions of the State Council have other provisions on the paid-in registered capital and the minimum registered capital of a limited liability company, those provisions shall prevail.
Article 27 Shareholders may make capital contributions in cash or in kind, intellectual property rights, land use rights and other non-monetary properties that can be valued in money and can be transferred according to law. However, except for the property that cannot be used as capital contribution as stipulated by laws and administrative regulations.
Non-monetary property as capital contribution shall be evaluated and verified, and its value shall not be overestimated or underestimated. Where there are provisions in laws and administrative regulations on evaluation and pricing, those provisions shall prevail.