Is it true that Juaicai recently paid back the money?

No. The latest news of the retreat of Juaicai: Due to the influence of macroeconomic environment and industry environment, the flow of Juaicai company is tense in stages. This kind of tension is only staged and has not affected the payment. At present, under the guidance of the Banking Insurance Regulatory Bureau and the Financial Bureau, the company has access to the digital field of third-party platforms, and the blockchain exchange is injecting creditor's rights. At the same time, the debt committees of various financial institutions are also actively coordinating their work and formulating relevant comprehensive solutions to strive for the necessary payment time for lenders.

First, gather love for money.

1. Juaicai is a service platform developed by Beijing Juaicai Technology Co., Ltd. to provide peer-to-peer lending information intermediary services for qualified investors and qualified borrowers. Headquartered in Xicheng District, Beijing.

Second, the security:

1. Select high-quality assets: Juaicai YEATION project, excluding projects with potential risks.

2. Strong cooperative institutions: The cooperative financial institutions selected by Juaicai need to ensure that they have sufficient bottom-up capabilities, giving priority to cooperative institutions with strong shareholder background, followed by institutions followed by venture capital. At present, all the financial institutions cooperating with Juaicai have more than 8 years' experience, and some of them have more than 10 years.

3. Underwriting by a third party: Juaicai has a perfect cooperation agreement with cooperative financial institutions, stipulating the full mortgage, full repurchase and full guarantee responsibilities of the cooperative institutions.

4. Collateral: The borrower needs to provide enough collateral to live in Ai Cai. The collateral chosen by Ai Cai is highly liquid items such as cars, houses and artworks, and the realized value is enough to cover the value of creditor's rights. For credit loans, most of them are small and scattered, and Juaicai will only choose institutions with sufficient repurchase ability to cooperate.

5. Independent risk control department: Juaicai has an independent asset protection department, which is responsible for post-loan inspection and tracking, keeping abreast of the employer's principal and interest payment, updating the system payment information in real time, and controlling the total credit line of the management cooperation organization.

Cai was founded by a team engaged in the financial and internet industries for many years. Its members all graduated from Stanford, Tsinghua, Chinese Academy of Sciences and other universities. Project and risk control executives come from Citibank, Huaxia Bank, Minsheng Bank, Ping An Bank and other financial institutions. The technical and operation team is composed of members who have worked in Internet companies such as Microsoft, Google, Oracle Bone Inscriptions and Baidu for many years. Former vice president of PP wallet product technology, former vice president of risk management of Huaxia Fund, former investor in Silicon Valley, and former head of iQiyi products.