Everbright Wealth Management Co., Ltd. was established on September 25th, 2009. Headquartered at floors 4 16 to 19, Hong Kong East Road, Laoshan District, Qingdao, Shandong Province. The legal representative is Zhang Xuyang. It is a wholly-owned subsidiary of China Everbright Bank (which is absolutely controlled by the state).
Basic knowledge of funds
1. What is a fund?
A fund is a part of the money you put into a fund company, and the traders of the fund company use your money to invest, usually in the form of stocks. It is also equivalent to paying professionals to buy stocks for you. So it is very important to choose a good fund company. Only when the fund company makes money can you make money.
Funds are the general name of institutional investors, including trust and investment funds, unit trust funds, provident funds, insurance funds, retirement funds and funds of various foundations. Funds in the existing securities market, including closed-end funds and open-end funds, have the characteristics of income function and value-added potential. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses.
2. How to calculate the profit and loss?
In other words, the fund company will give you corresponding dividends according to the number of shares you buy and the difference between the net value of the unit on that day and the net value on the redemption date. If you lose money, you should also share the loss with the difference between the number of shares subscribed and the net value.
3. Other expenses
A certain handling fee will be charged at the time of subscription, generally 0.0 12 per share, and 0.005 at the time of redemption. For example, if the unit net value on the day of purchase is 1 yuan, and you buy 10000 shares (one * * is 10,000 yuan), then one * * needs to pay 65,438+. If you use online banking, there will be a corresponding discount, and the handling fee is about 1 10. The fees charged by different banks are different.
4. Term of funds
It is generally divided into three stages: subscription period, operation period (closed period) and subscription period. At first, it was a subscription period, usually about half a month. In this half month, you can only buy and cannot redeem (sell), and the buying price is generally 1 yuan. Then enter the operation period (closed period), during which the fund company takes your money to open positions, which can also be said to be the preparation period, which generally does not exceed three months.