"Fang Yi 'an" housing transaction fund custody refers to a kind of credit intermediary service that China Construction Bank opens a special account for housing transaction funds according to the agreement, manages the housing transaction funds in a special account, and completes the transfer or return of the transaction funds according to the relevant national policy requirements and the conditions and procedures agreed in the agreement.
Fang Yian-processing object
1. China Construction Bank's housing transaction fund custody cooperation institutions, including real estate development enterprises, real estate brokerage institutions, government housing transaction fund supervision institutions, housing home purchase guarantee companies, etc. ;
2. The parties to a house transaction include natural persons, enterprises, legal persons and other economic organizations that buy and sell houses.
Fang Yian-Housing Requirements
Applicable to the purchase of new commercial housing, the purchase of stock housing and other housing transactions.
Fang Yian-Fund Custody Scope
All kinds of funds in the process of housing transaction, including self-owned funds and credit funds.
Fang Yian-account model
The account mode with sub-accounts under the main account is adopted. The main account refers to the special account for Fang Yi 'an transaction fund opened by China Construction Bank or China Construction Bank cooperative organization, and the sub-account refers to the secondary account under the special account for Fang Yi 'an transaction fund opened in the name of the purchaser under the main account.
Fang Yian-Processing Flow
Open an account-deposit-transfer or withdraw funds.