With nearly 40,000 outlets and serving more than 600 million individual customers, the Bank aims to serve the three rural areas, urban and rural residents and small and medium-sized enterprises, and is committed to providing services to the most dynamic customer groups in China's economic transformation, and accelerating the transformation to a new retail bank with data-driven, channel collaboration, wholesale and retail linkage and efficient operation. With excellent asset quality and remarkable growth potential, the Bank is a leading large-scale retail commercial bank in China. The Bank insists on serving the real economy, actively implements the national strategy, supports the construction of China's modern economic system, and realizes its own sustainable development. Adhere to customer-centric, build an online and offline integrated financial service system, and provide our customers with high-quality, convenient and efficient integrated financial services. Adhere to the risk orientation, constantly improve the "all-round, all-round, all-staff" comprehensive risk management system construction, and maintain the excellent level of asset quality. Adhere to the business philosophy of "benefiting the people in urban and rural areas" and actively fulfill social responsibilities in providing inclusive finance services, developing green finance, and supporting precise poverty alleviation. After 13 years' efforts, our market position and influence are increasingly prominent. In 2020, the Bank's Tier 1 capital ranked 22nd among the global 1000 banks published by Banker magazine. In 2020, Fitch and Moody's respectively gave the bank A+ and A 1 ratings consistent with China's sovereignty; Standard & Poor's Global gave the bank a rating; Standard & Poor's credit rating gives the bank AAAspc rating, and the prospect is stable. In the face of the promising period of strategic opportunities for China's economic and social development, the Bank will thoroughly implement the new development concept, comprehensively deepen reform and innovation, accelerate the transformation and development of "characteristic, comprehensive, light, digital and intensive", continuously improve the quality and efficiency of serving the real economy, focus on improving the ability to serve customers, and strive to build itself into a first-class large-scale retail commercial bank with customer trust, distinctive features, stability and safety, innovation-driven and excellent value.