Policy loan is a loan obtained from an insurance company with the cash value of the policy as the guarantee. As long as the policy loan is handled through formal and reliable channels, the loan is generally safe. There are usually some processes and procedures to follow when making policy loans. Whether the salesman will be notified depends on the policy and operation mode of the insurance company. The insurance company will send the loan request to the relevant department or team for processing, and may not directly notify the salesman. The purpose of this design is to ensure the privacy and safety of customers, while ensuring the smooth progress of loans.