Whether the fund decides to go to a bank or a securities company depends on the actual situation of the individual. Generally speaking, the fund decided to go to the bank to buy a good one and choose a low-cost and convenient bank. Many banks charge annual bank card fees and small account management fees. Fund fixed investment is a small long-term investment method similar to "zero deposit and lump sum withdrawal". If you can't choose a bank exempted in this respect, it is definitely not cost-effective to deduct these fees from time to time every year. Convenience is also an important consideration. Investors can appropriately choose nearby outlets with high service quality. It is suggested that they should consider more banks that pay wages or handle wealth management business in peacetime.
Fixed investment is the abbreviation of fixed-term investment fund, which refers to investing a fixed amount (such as 500 yuan) in a designated open-end fund at a fixed time (such as the 8th of each month), similar to the bank's deposit and withdrawal method. People usually refer to funds mainly as securities investment funds.
A securities company refers to a limited liability company or a joint stock limited company with independent legal personality, which is established with the approval of the the State Council securities regulatory authority in accordance with the provisions of the Company Law and the Securities Law and specializes in securities business.