Is Sino-British Life Reliable?

Sino-British Life Insurance Co., Ltd. is a reliable insurance company, which is jointly funded by China COFCO Capital Investment Co., Ltd. and British Aviva Group. It was officially opened on June 65438+1 October1day, 2003, and the registered capital now reaches RMB 2.95 billion. Its latest solvency data shows that in the fourth quarter of 2022, its core solvency adequacy ratio was 153.44%, and its comprehensive solvency adequacy ratio was 253.56%. In the second and third quarters of the same year, the comprehensive risk rating results were AAA and AA respectively. Some friends may not know what these values and evaluations mean. In fact, these solvency data are excellent. Friends who are interested in Sino-British Life Insurance and its products can read this article: Is Sino-British Life Insurance Reliable? Is the product worth buying? An analysis!

So what about the product performance of Sino-British Life? Senior, take Fu You's life critical illness insurance as an example to tell you something. This kind of critical illness insurance provides several protection responsibilities, such as mild/moderate illness insurance, critical illness insurance, specific disease care insurance, death insurance and premium exemption, but the proportion of compensation for moderate illness is only 50% of the basic insurance amount, and no additional compensation is paid for serious illness. In fact, high-quality critical illness insurance should cover the protection of mild/moderate diseases corresponding to high incidence and severe illness, and the corresponding ratio of these two guarantees should reach at least 30% and 60% of the basic insurance coverage. In addition, it is best to have extra compensation for serious illness. Senior wrote a guide to critical illness insurance, and friends in need can take it themselves: good critical illness insurance is like this! You have been cheated for so many years. ...

You don't have to worry too much about the insurance company, do you? Not reliable? This question. Because all insurance companies in the mainland have strict examination and supervision in the CBRC, our insurance companies in the mainland are still relatively reliable. When you apply for insurance, you should focus on the insurance product itself, such as whether the protection is complete and whether the compensation is sufficient. Senior sister suggested that insurance Xiaobai read this article first: Before buying insurance, you must first understand these key knowledge points!

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