1. How about Guohua Life Insurance 1? company profile
Guohua life insurance co., ltd was established in June 2007 +0 1. Its headquarters is located in Shanghai Tower, a landmark building in Shanghai, and its registered place is Wuhan, Hubei.
It is a national and joint-stock professional life insurance company approved by the former China Insurance Regulatory Commission. At present, its registered capital is 4.846 billion yuan.
The net capital exceeds 25 billion yuan, which is relatively strong among domestic life insurance companies.
2, the company's financial situation
Because cash flow is an important measure of the normal operation of the company.
So dad shows you the cash flow statement of Guohua Life Insurance:
As can be seen from the table, the ending cash flow of Guohua Life Insurance in recent two years is positive.
This also means that even if there is an emergency, the company has enough cash flow support, at least not in the short term.
From this point of view, the operating conditions of Guohua Life Insurance are still relatively stable.
Cash flow is a consideration standard of all companies' operating ability, and life insurance companies also have their own unique standard-solvency.
3. The solvency of Guohua Life Insurance
The following is the latest solvency statistics of Guohua Life Insurance (20 19 financial statement):
As can be seen from the table:
At the end of 20 19, the core solvency surplus of Guohua Life Insurance was RMB 6,297,259,500, an increase of RMB 3,676,965,438+RMB 0,890 over the previous year's RMB 2,620,340,600.
The core solvency adequacy ratio was 13 1.43%, which was 13. 19 percentage points higher than the previous year.
Solvency is the ability that insurance companies can bear when facing claims.
In 20 18, the comprehensive solvency adequacy ratio of Guohua Life Insurance was 128.2%, and reached 139.02% in 20 19.
Its solvency meets the standards set by the China Insurance Regulatory Commission.
In short, I believe everyone has an answer to the question of whether Guohua Life Insurance is reliable. In fact, for a company, it is also related to its products. Before buying products, we also need to know our own needs and related matters: "You must know the routines of these insurance companies" is not just about the size of the companies.