Characteristics of insurance management

The characteristics of insurance business are as follows:

1, insurance management is based on the law of large numbers, with extensive characteristics, and pursues the quantitative scale of insurance contracts.

2. Insurance management funds mainly come from the insurance premiums paid by the insured and belong to liabilities, so insurance management pays more attention to solvency management and the use of insurance funds.

3. The determination of insurance premium rate is based on scientific calculation, which is highly technical and requires high insurance talents.

Insurance is responsible for compensating the future. Insurance management should establish a long-term development concept and pay more attention to service quality and good corporate image.