Enterprise investment and financing refers to two different forms of enterprise management, and its purpose is to strengthen the strength of enterprises and obtain greater benefits through investment and financing activities. Financial investment includes foreign investment and domestic investment. Never forget to choose the best investment. Only through comparison can these evaluation methods be meaningful. Whether the best choice is made up of many factors, not one or two indicators can tell everything.
Enterprise financing refers to a business activity in which an enterprise proceeds from its own production and operation situation and the use of funds, and according to the needs of its future business development strategy, it uses internal accumulation or raises funds needed for production and operation from investors and creditors of the enterprise through certain channels and methods. Capital is the blood of an enterprise and a necessary condition for its production and business activities. Without sufficient capital, the survival and development of enterprises can not be guaranteed. Therefore, enterprise financing is closely related to capital supply system, financial market, financial system and credit culture.
There are two main financing methods of enterprise financing: endogenous financing refers to the funds generated by the company's operating activities, that is, the funds raised within the company, which are mainly composed of retained earnings and depreciation. In developed market economy countries, endogenous financing is the first choice for enterprises and an important source of funds for enterprises. Exogenous financing means that an enterprise raises funds from other economic entities outside the enterprise in a certain way. External financing includes bank loans, issuing stocks and corporate bonds. In addition, commercial credit and financial leasing between enterprises also belong to the category of exogenous financing in a certain sense.
Enterprise investment refers to an economic activity in which enterprises invest in their own assets and bear corresponding risks in order to legally obtain assets or rights and interests. Enterprise investment has a business process from input to output, and a little careless investment will go up in smoke. Therefore, enterprises need to pay attention to objectively evaluating their own conditions, do what they can, carefully study the investment environment and investment projects, and do a good job in market research to prevent investment failure.
Enterprise investment can be divided into two types: direct investment and indirect investment. Direct investment is generally to put funds into production and operation, mainly to set up and buy various assets for enterprises to use in production and operation, so as to obtain investment income through investment in enterprises. Direct investment in this kind of business accounts for a large proportion of the total investment. Indirect investment, also known as financial investment or securities investment, refers to the investment in financial assets such as securities in order to obtain dividend or interest income. With the improvement of China's financial market and the formation of multi-channel financing, the indirect investment of enterprises will be more and more extensive.