A financial license, that is, the business license of a financial institution, is an official document authorizing a financial institution to conduct business. At present, financial licenses are issued by CBRC, CSRC and CIRC respectively. Financial supervision is divided into pre-supervision, in-process supervision and post-supervision. Market access system is the core of prior supervision, and financial license plate is the normal performance of market access system. Ping An Pratt & Whitney has this license. Without this license, loans cannot be issued.
In China, the financial licenses to be approved mainly include banking, insurance, trust, brokerage, financial leasing, futures, funds, fund subsidiaries, fund sales, third-party payment licenses, micro-loans and pawns.
Ping An Pratt & Whitney is formal. It is a financial business cluster of China Ping An, and it is a regular company. Ping An Pratt & Whitney mainly provides loan services for users, and there are many types of loans. Ping An Pratt & Whitney is the general name of the joint venture company of China Ping An Insurance (Group) Co., Ltd., which is engaged in financing guarantee, financing consultation, microfinance and other businesses. Assist small and micro business owners, individual industrial and commercial households and ordinary wage earners to obtain professional loan services, and help the development of China's real economy.
How is Ping An HP developing?
After years of rapid development, Ping An Pratt & Whitney has grown into a professional model in terms of comprehensive strength and corporate governance, with excellent international management team and rich experience in credit business management. Through innovative credit technologies such as face recognition, micro-expression, artificial intelligence technology and anti-fraud scanning, the risk management and control ability has been continuously improved, and the steady and leading risk management ability has also continuously optimized the asset risk performance; Diversified loan plan provides customized services for borrowers and high-quality loan choices for the general public; At the same time, the online application process and offline consulting services continuously improve the service experience. At present, Ping An's Pratt & Whitney business in China covers more than 300 cities in China. The online remote team of more than 7,000 people provides professional consulting services for 7×24 hours, and has strong foreign business cooperation ability to build a loan ecosystem. It has served more than 1 1 10,000 customers and helped them obtain loans of more than10 billion yuan.