There are also companies that will buy old-age insurance and pay bonuses at the end of the year. As employee benefits. But this may not be very popular with employees. After all, most people like to get their own money.
The most common commercial insurance for employees is accident insurance. In other words, if an employee accidentally falls, bumps, crashes, etc. He can get a certain claim. This is quite useful for employees. And the cost is not big, an employee can buy a lot of protection for 300 yuan a year. If you die in a car accident, you can get a lot of money from the insurance company, which is also a comfort to your family.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.