What is the credit management of Hefei Worry-Free Easy Loan Company? Are there any requirements?

Worry-free easy loan credit financing mainly promotes the establishment of lending relationship between lenders and borrowers through the matching of worry-free easy loans: on the one hand, it introduces real estate mortgage as joint guarantee of borrowers' debts to resolve lenders' lending risks; On the other hand, it can easily solve the financing problems of small and medium-sized enterprises and individuals. On the basis of rich experience in real estate, financial financing, private lending and other industries, this credit financing model was pioneered in Anhui Province in 2009 by the Worry-Free Easy Loan team, which deeply analyzed and compared the risks, benefits, advantages and disadvantages of various financial products. It is not only a standard, sunny and legal private lending model, but also a rigorous investment and financing financial product, so it is called "worry-free and easy-to-borrow mortgage loan" in the industry.

trait

Comparison of income and risk coefficients of various wealth management products;

Risk stability and characteristics of wealth management products

Stock investment is large, unstable, with high technical requirements and polarized returns.

The instability of stock funds is closely related to the rise and fall of the stock market.

Moderately stable return on securities investment is conservative and related to securities prices.

There are few monetary funds, low stable income and convenient demand.

The zero risk of national debt is very stable, the annual income is slightly higher than that of bank savings, and the term is longer, about 3-5 years.

Trust financing income is relatively small, stable at 3-6%, but the threshold is high.

The smaller and more stable function of insurance products lies in insurance rather than income, so the income is lower.

Bank deposits are basically not very stable, with an annual income of about 3%. If inflation is taken into account, income is negative.

"Easy loan and worry-free" basically has no stable characteristics, four guarantees and professional risk control, and its annual income is stable at 10- 15%.

Conditions that the lender needs to meet:

(1) a natural person with independent capacity for civil conduct (in principle, the age is not more than 70 years old);

(two) the source of funds is legal;

(3) The loan amount starts from 50,000 yuan;

I hope my answer is helpful to you.