1. The contents of the IOU for corporate borrowing from the company are as follows:
(1) The legal full names of the borrower and the lender shall be clearly written;
(2) the loan amount should be clearly written, including the amount expressed in words and figures;
(3) the loan term should be clearly written, including the start and end date of the loan and a clear loan term;
(4) clearly indicate the specific repayment date;
(5) the loan interest should be clearly written, and there should be a clear annual or monthly interest rate, as well as the total loan interest that should be paid in the end;
(6) The date, month, day, time and payment method of repayment of loan principal and interest shall be specified.
2. Legal basis: Article 668 of the Civil Code of People's Republic of China (PRC).
A loan contract shall be in written form, unless otherwise agreed between natural persons.
The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.
Second, what is the format of the IOU?
The format of the IOU is as follows:
Party A (Lender): _ _ _ _ _ _ _ _ _ _ Legal Representative: _ _ _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ Address: _ _ _ _ _ _ _ _ _ _ _ _ _.
Party B (Borrower): ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party C (guarantor): ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Through negotiation, Party A and Party B reach the following agreement on Party B borrowing money from Party A to purchase _ _ _ _ _ _ _ _ _:
1. Loan amount: the loan amount of Party B to Party A is RMB only (in words).
2. Loan interest: the interest rate is _ _ _% (in words) _ _ per month. _ _ _ _ _ _ _% (in words) _ _ _ _ _ _ every year.
3. Loan term and repayment term: the loan term is _ _ _ _ years, that is, from _ _ _ _ _ _ _ to _ _ _ _ _ _ _ _ _. Pay off on _ _ _ _ _ _ _ _ _.
4. Guarantee clause: The Guarantor agrees to undertake joint and several liability guarantee to the Lender for the above-mentioned debts of the Borrower, and the guarantee period is two years from the expiration of the loan repayment period.
Party A (signature and seal): _ _ _ _ _ _ _ _ _ _ Legal representative (signature): _ _ _ _ _ _ _ _ _ _ _.
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (signature and seal): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party C (signature): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
③ Party A: _ _ _ _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ (in words)
The loan term is _ _ _ _ _ _ _ _ _ years, starting from _ _ _ _ _ _ _ _.
The loan interest is _ _ _ _ _ _ _.
Signature of the Borrower: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _