If you don't know how to understand insurance companies, you can read this article first: What should we look at insurance companies?
1, company strength
Tongfang Global Life Insurance Co., Ltd. was established by Dutch Global Life Insurance Group (Aegon) and Tongfang Limited (THTF) with 50% capital contribution each. In 2003, the company officially obtained a business license and began to operate life insurance business in China. Up to now, the registered capital of the company is 2.63 billion yuan, and the asset scale exceeds 21700 million yuan.
Tongfang, founded in 1997, is a high-tech listed enterprise in China funded by Tsinghua University. Dutch Universal Life Insurance Group was founded in the first half of19th century. It is an international listed company, listed on the Amsterdam and new york stock exchanges. By the end of 2020, its total assets will be nearly 445 billion euros.
If you want to know more about this company, you can read this article: How about Tongfang Global Life? What products are there and which one is good? In-depth analysis.
2. Solvency
If solvency wants to pass, these three conditions must be met at the same time: the core solvency adequacy ratio is 50% or above; The comprehensive solvency adequacy ratio is above 100%; The comprehensive risk rating is above Grade B..
According to the report of Tongfang Global Life Insurance Co., Ltd. in the fourth quarter of 2022, its core solvency adequacy ratio is 1 10%, its comprehensive solvency adequacy ratio is 180%, and its latest comprehensive risk rating is AA.
It can be seen that the company strength and solvency of Tongfang Global Life are still quite good.
Finally, senior sister sends you an insurance strategy: before buying insurance, you must first understand these key knowledge points!
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