Raise funds from investors and creditors of the company through certain channels, organize the supply of funds, and ensure the normal production needs and financial management activities of the company.
The motivation of the company to raise funds should follow certain principles and be carried out through certain channels and ways. Generally speaking, the purpose of enterprise financing is nothing more than three kinds: enterprise expansion, enterprise debt repayment and mixed motivation.
Extended data:
The national support policy has always been inclined to large enterprises, but the support for small and medium-sized enterprises is not enough, which is the historical reason for the financing difficulties of small and medium-sized enterprises. Large enterprises can easily obtain funds in the capital market and money market, but the financing threshold of small and medium-sized enterprises has increased a lot accordingly, and small and medium-sized enterprises must pay higher costs to obtain loans.
No matter what enterprises require loans or guarantees, they need collateral to provide guarantees. The only collateral of small and medium-sized enterprises is their limited and low-value land, real estate and machinery and equipment, and their scale also restricts the value of these collateral.
Baidu Encyclopedia-SME Financing
Baidu encyclopedia-enterprise financing