Details are as follows:
The specific amount involved has not been announced.
"The house is for living, not for speculation." On March 2, Guo Shuqing, the new chairman of the China Banking Regulatory Commission, said at the press conference of the State Council Office that the real estate financial regulation should be implemented in different categories to promote the stable and healthy development of the real estate market.
On March 6th, the information of administrative punishment disclosed by official website of China Banking Regulatory Commission showed that Haier Group Finance Co., Ltd. was fined 200,000 yuan by Qingdao Banking Regulatory Bureau for "illegally issuing real estate loans".
"In the past, residents mainly used their own savings or borrowed money from relatives and friends. The proportion of loans is not particularly high, but it has been very high in the last year or two. Nearly half of the new loans last year were real estate loans, of which personal housing mortgage loans accounted for a large part, which is an area that we pay close attention to. " Guo Shuqing said at a news conference.
For the specific situation of the company's "illegal loan issuance", the information of this administrative penalty was not disclosed, and the specific amount involved was not disclosed. According to the information disclosure form of administrative punishment, the penalty basis of this ticket is Article 46 of the Banking Supervision Law of the People's Republic of China.
According to the reporter's inquiry, Article 46 of the Banking Supervision Law of the People's Republic of China stipulates that if a banking financial institution fails to provide relevant statements, reports and other documents and materials in accordance with the regulations, the the State Council Banking Regulatory Authority shall order it to make corrections, and if it fails to make corrections within the time limit, it shall be fined from 100,000 yuan to 300,000 yuan.
The total assets of relevant financial companies are 6 1 100 million.
On the afternoon of the 6th, a person from the securities department of Qingdao Haier, a listed company, told the Beijing News reporter that Haier Group Finance Co., Ltd. (hereinafter referred to as the finance company) is a subsidiary of the group and has nothing to do with Qingdao Haier, a listed company, so it does not know the relevant situation.
According to the publicly disclosed information, Haier Group Finance Co., Ltd. was "jointly established by Haier Group Corporation and its three member companies". According to industrial and commercial data, two subsidiaries of Qingdao Haier, a listed company, hold 42.00% of the equity of the financial company, and Haier Group holds 5% of the equity of the financial company.
According to the publicity materials, Haier Finance Company is a non-bank financial institution established in 2002, and its business scope includes providing financial and financing consulting, credit certification and related consulting for member units.
Up to now, the specific information of "illegal loan issuance" by financial companies cannot be found from public information. Qingdao Haier's 20 15 annual report shows that as of 20 15, 12, 3 1, the total assets of the finance company are 610.94 million yuan and the net assets are 8.583 billion yuan. In 20 15, the financial company realized an operating income of 2.72 billion yuan.