Phoenix Finance is an intelligent investment and financial management platform created by Phoenix Satellite TV Group for Chinese people all over the world. Phoenix Financial cooperates with all kinds of large financial institutions, deeply explores safe financial assets, provides users with safe and diversified investment and wealth management products and customized professional intelligent services, and creates a wealth management plan that is more suitable for users' own needs.
1. Platform background: Shareholders include Phoenix Satellite TV, Phoenix New Media, CITIC Asset Management Co., Ltd., Guo Ke Jiahe Fund, Huarong Tianze Investment Co., Ltd., Oriental Chen Rui Fund Management Co., Ltd. and Zhonghe SME Financing Guarantee Co., Ltd.
2. Establishment time: Phoenix Finance was launched in February 20 14, and it has been established for three years. It can be said that the industry experience is relatively rich, and such a platform is relatively safe.
3. Registered capital: The registered capital of Phoenix Finance is only 10.65 million yuan, while the platform with registered capital of over 100 million yuan and paid-in capital of over 50 million yuan is more reliable, while the registered capital of Phoenix Finance is less, which is risky and unsafe.
4. Financing situation: 2065438+February 0, 2005, 165438, Phoenix Finance obtained a series of financing of 80 million US dollars, which was led by CITIC. According to industry insiders, this financing is the leading and most valuable A-round financing in the industry.
5. Security: Phoenix Financial has no bank depository, but only has the linkage advantage as a third-party custodian to isolate user funds from the platform to ensure security. Up to now, the historical redemption rate of tens of billions of investment in the platform is 100%, which shows that Phoenix Finance is relatively reliable.
6. Product income: The historical annualized rate of return of Phoenix Financial Platform is about 8%- 13%, which is considered as a medium expected annualized rate of return and relatively safe.
Is Phoenix Financial Management Safe?
1, strict access standards and selection of security agencies.
Up to now, Phoenix Finance has accepted nearly 600 applications from various financial institutions. After strict evaluation such as professional due diligence and quantitative credit evaluation, about 50 cooperative institutions were finally selected, with an acceptance rate of only about 8.3%.
2. Strong support and strict control of source risks.
All guarantee institutions of the platform are wholly owned or controlled by the state, and their controlling shareholders have been listed on the stock exchange, wholly owned or controlled by foreign financial enterprises, or institutions that have received capital injection from large investment funds or institutions. 50% of the guarantee institutions are large central enterprises/state-owned enterprises, 20% are top 500 enterprises in China, 13% are top 500 enterprises in the world, and 85% of the guarantee institutions (excluding banks and insurance) have AAA -AAA credit rating.
3. Depository of funds of Bank of Beijing
Phoenix Financial strictly adheres to the positioning of the information intermediary platform and does not make a pool of funds. At present, Phoenix Finance has reached a comprehensive strategic cooperative relationship with Bank of Beijing, and formally docked with Bank of Beijing's fund depository system to realize separate account management and risk isolation of the platform's own funds and user funds. All capital flows are monitored by Bank of Beijing. User funds only exist in the depository account of Bank of Beijing, and the platform cannot be touched to ensure safety.
Is Phoenix financial management legal?
Phoenix Finance is an intelligent investment and wealth management platform created by Phoenix Satellite TV Group for Chinese people all over the world, which is mainly committed to providing users with high-quality, diversified investment and wealth management products and customized professional and intelligent services. As a popular Internet financial platform, up to now, the cumulative turnover of Phoenix Finance has exceeded 41800 million yuan, generating more than 2 billion yuan for users.
The platform has data disclosure about Phoenix Finance, which is relatively transparent and should be a legal platform.