Is online lending reliable?

In fact, online lending is not difficult to understand. All processes such as authentication, bookkeeping, clearing and delivery are completed through the network. Borrowers and borrowers can achieve the purpose of borrowing without leaving home. Generally, the amount is not high, there is no guarantee, and it is pure credit lending. Whether it is true or not depends on how to borrow money online. \ x0d \ \ x0d \ scam \ x0d \ \ x0d \1,a well-known company, the so-called "integrity group", "xx loan group" and "xx loan group company" simply cannot exist, and it is impossible for the industrial and commercial departments to allow such companies to register their names. \x0d\ 2。 Some may pretend to be banks or well-known companies, but they don't have an office address, and they can't provide real company business licenses and personal ID cards. \x0d\ 3。 Generally, only the mobile phone number and contact person are provided in the advertising information. Through the mobile phone number query, we can see that publishers are concentrated in a few provinces in China. \x0d\ 4。 The loan terms are easy, no mortgage is needed, and no income check is needed. Basically, you can get a loan with your ID card. \x0d\ 5。 When the borrower is tempted, the liar will ask for the fee first for various reasons, such as "interest, lawyer's fee, verification fee, insurance premium, handling fee, deposit" and so on. \x0d\ 6。 When the borrower paid first, it was found that the liar's mobile phone could not be dialed, and even some borrowers were cheated without knowing the other company, personal name and ID card, or even knowing where the other party was.