Secondly, the underwriting process of insurance companies generally involves the insured's physical health, insurance age, actual income, occupation, past medical history and so on.
Moreover, it should be noted that different types of insurance and different insurance products have different underwriting contents, and the specific requirements need to refer to the actual situation.
In this regard, now the senior sister will focus on the topic of underwriting to learn about the relevant content with you.
Before getting into the topic, if you have any questions about insurance knowledge, you may wish to click this reference:
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Generally speaking, after the insurance company takes over the insured's insurance opinions, it will ask the insured to carry out the health notification process; Then, according to the contents of the health notice, the insurance company understands the personal situation of the insured and evaluates the possible risks of underwriting.
Take the process of health notification as an example, everyone just needs to tell the truth and make suggestions according to the principle of "answering questions, don't ask, don't answer".
Speaking of this, if you are still a little confused about health notification, then this article must learn: Is the health notification from the insurance company making things difficult for us?
Also, with the continuous development of Internet technology, the common underwriting methods are not only manual underwriting, but also intelligent underwriting.
Especially intelligent underwriting, this underwriting method can not only improve the insurance probability of everyone, but also leave no underwriting record even if the underwriting fails, which is really good!
Considering the space reasons, my senior sister has sorted out the details of underwriting methods: What is the difference between intelligent underwriting and manual underwriting? The article takes you to know the correct insurance posture!
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