1. The "enterprise group finance company" mentioned in this entrance is different from the finance company in the ordinary sense (see the finance company entrance for details).
2. Non-bank financial institutions provide financial management services for enterprise group members, strengthen centralized management of enterprise group funds, and improve the efficiency of the use of enterprise group funds. The title of "enterprise group finance company" is only applicable to China.
3. The business orientation of financial leasing companies should be that asset management institutions serve finance, trade and industry. It is a service with more technical services in service transactions. Although it also involves funds, the main line is to serve investors, not venture capital enterprises that occupy all their own funds. Therefore, the leasing company is neither a bank nor a loan company, nor an investment company, but a knowledge service technology company.
1. Financial leasing, also known as equipment leasing (or modern leasing), refers to leasing that basically transfers all or most of the risks and rewards related to asset ownership. Ownership of transferable assets.
2. Financial leasing is a financial leasing business operated by foreign-invested enterprises and foreign enterprises approved by China Banking and Insurance Regulatory Commission.
3. A basic difference between financial leasing and traditional leasing is that traditional leasing calculates the rent according to the time when the lessee rents and uses the goods, while financial leasing calculates the rent according to the time when the lessee counts in the financing cost. It is a highly adaptable financing method from the development of market economy to a certain stage. It is a new transaction mode in the United States in 1950s, which meets the requirements of modern economic development, so it developed rapidly in 1960s and 1970s. Nowadays, it has become one of the main financing means for enterprises to update their equipment. After introducing this business model called "sunrise industry" in the early 1980s, China has also developed rapidly in the past 20 years. However, compared with developed countries, the advantages of leasing are far from being brought into play and the market potential is great.
4. By the end of 20 15, there were 4,508 financial leasing enterprises in China, including 49 financial leasing enterprises and 4,459 non-financial leasing enterprises.