Hello, I'm glad to answer your question. PICC P&C personal credit loan guarantee insurance has been approved by the insurance regulatory authorities, and the products are legal, compliant and effective, so you can rest assured to buy them.
Two. Is the loan guaranteed by the insurance company legal?
Legal analysis: the legal compliance of personal loan guarantee insurance can be mainly considered from two aspects: 1. Ensure that the insurance rates and terms are in compliance with the regulations. 2. Whether the loan fee is beyond the legal scope.
Legal basis: Article 16 of the Company Law of People's Republic of China (PRC), where a company invests in other enterprises or provides guarantees for others, it shall be decided by the board of directors or the shareholders' meeting in accordance with the articles of association. Where the articles of association stipulate limits on the total investment or guarantee amount, individual investment or guarantee amount, it shall not exceed the prescribed limits. Where a company provides a guarantee for the company's shareholders or actual controllers, it must be resolved by the shareholders' meeting or the shareholders' meeting.
Three. PICC Property and Casualty Co. Ltd.
Company insurance
4. How about China People's Property Insurance Co., Ltd. Ningbo Personal Credit Guarantee Insurance Branch?
Brief introduction: China People's Property Insurance Co., Ltd. Ningbo Personal Credit Guarantee Insurance Branch was established on 20141012/0/0, and its main business scope is license insurance.
Legal Representative: Chen Yuetao.
Established: 2014-10-21.
Industrial and commercial registration number: 3302 12000423545
Company division (listing)
Company address: No.9 Ningbo (Rooms 270 1 and 2703, 27th floor, Block C, Hebang Building)