Is G2P the same as P2P?

A: As the name implies, the "G" of P2G seems to point to providing credit to the government, or at least state-owned enterprises. This is only a project loaned to the government. But this is just a concept. In the final analysis, P2B\P2C\P2G is a P2P. As long as the risk of online lending is great, so is P2G. P2G model is hard to exist in theory and practice. P2P and P2B models are feasible because policies and regulations allow the existence of private lending. The borrower of private lending can be an individual or an enterprise. As long as the number of people does not violate the red line of "200" and the interest rate does not exceed four times the benchmark interest rate of the central bank, their loan contracts are protected by law. However, the financing channel and investment destination of the government are strictly controlled by the budget unit, so the peer-to-peer lending platform cannot be the financing channel at the government level. Therefore, theoretically, the "G" of P2G can never directly point to the local government.