There is truth and falsehood.
Second, is it really reliable to find a loan company to package loans?
I can do it for you. Packaging depends on your qualifications. Some qualifications are even packaged for free. You'd better talk about your personal situation in detail before you know if you can do it.
3. Does the credit loan staff want JD.COM account number and password to say that the packaging qualification is reliable?
Hello, I feel unreliable. If you apply for a loan in a credit union, you don't need your account number and password, so you should be careful to avoid being cheated of your money.
4. Is it true that the credit loan is said to give packaging qualification?
Legal analysis: credit loans cannot be packaged. The so-called packaging flow is actually false flow. As long as the bank wants to check the traffic on the spot, it will be exposed. It's impossible to get a degree. Credit loans generally rely on social security provident fund, with the focus on provident fund.
Legal basis: Interim Measures for the Administration of Personal Loans.
Article 4 Personal loans shall follow the principles of compliance with laws and regulations, prudent operation, equality, voluntariness, fairness and good faith.
Article 5 Lenders shall establish an effective whole-process management mechanism for personal loans, formulate loan management systems and operating procedures for each loan type, define the corresponding loan objects and scope, implement differentiated risk management, and establish an assessment and accountability mechanism for each operation link of loans.