1. Chongqing Jiulongpo Longxie Microfinance Co., Ltd. was established on June 8, 2009/kloc-0. Its main business scope is to handle various loans, discount bills and transfer assets. Whether to check the credit of a loan depends on what channel the loan application is made.
2. If it is an applicant bank or a relatively large consumer financial institution, loans are generally two types: credit reporting and credit reporting; If you apply for online lending, it depends on the specific requirements of the online lending platform. Some small lending platforms may not check credit information, but larger online lending platforms will check credit information.
3. In addition, there are platforms where loans can be made without checking credit information, such as relying on sesame credit scores, but now there are more and more loan platforms for checking credit information. In fact, it is useless to check the credit information. As long as it is not overdue, you can still apply urgently.
1. Microfinance itself is a platform with high interest. There are tens of thousands of micro-loan platforms in China, but less than 100 can really check with the central bank. In other words, most microfinance platforms will not be recorded in personal credit reports, and there will be a blacklist between microfinance companies. If they don't pay back the money, they will be blacklisted by these * *. In fact, I suggest that you don't borrow a micro-loan platform without lack of money. High interest will bring trouble to people in the address book. And when you borrow money, you are exhausted in the reminder. Small loans do not harm family members.
2. Go online directly to find out what platform loan this company is doing! In addition, you can find your loan contract, which will specify the lender of the source of funds in detail. A pair of very clear, the loan you borrowed can't be credited!